10 websites for financial planner

Sure! Here are 10 websites you can visit for financial planning, along with a summary, pricing information (if available), five things you can do on each website, and their pros and cons:

1. Personal Capital
Summary: Personal Capital offers a comprehensive financial planning platform that combines budgeting, investment tracking, retirement planning, and more.
Pricing: Free basic version, optional advisory services with fees for managed portfolios.
Five Things You Can Do:
– Track and categorize your expenses
– Monitor your investment portfolio
– Plan for retirement and set savings goals
– Get personalized investment advice
– Access a variety of financial calculators
Pros: User-friendly interface, robust tools for tracking investments, retirement planning features.
Cons: Higher fees for managed portfolios, some features limited to paid users.

2. Mint
Summary: Mint is a popular personal finance website that focuses on budgeting, expense tracking, and credit monitoring.
Pricing: Free to use.
Five Things You Can Do:
– Create and manage budgets
– Track your spending and set financial goals
– Get alerts for bills and upcoming payments
– Monitor your credit score and receive alerts
– Get personalized money-saving tips
Pros: Free to use, intuitive interface, budgeting features.
Cons: Limited investment and retirement planning tools, may display ads.

3. NerdWallet
Summary: NerdWallet is a comprehensive financial planning website that offers tools and resources for budgeting, investing, credit cards, insurance, and more.
Pricing: Free to use.
Five Things You Can Do:
– Compare and apply for credit cards and loans
– Find the best rates for insurance and mortgages
– Create and track your budget
– Get personalized investing recommendations
– Read educational articles and guides on personal finance topics
Pros: Wide range of financial topics covered, free to use, educational resources.
Cons: Limited retirement planning features, may recommend products based on partnerships.

4. Betterment
Summary: Betterment is an online investment platform that offers automated investing, retirement planning, and personalized advice.
Pricing: Annual fees ranging from 0.25% to 0.40% of assets under management.
Five Things You Can Do:
– Set up and manage an investment portfolio
– Plan for retirement and set savings goals
– Receive personalized investment advice
– Access tax-efficient investment strategies
– Automate your investment contributions
Pros: Easy-to-use platform, automated investing features, tax-efficient strategies.
Cons: Fees can be higher compared to some competitors, limited customer support.

5. Wealthfront
Summary: Wealthfront is a robo-advisor that provides automated investment management, financial planning, and banking services.
Pricing: Annual fees ranging from 0.25% to 0.50% of assets under management.
Five Things You Can Do:
– Build and manage an investment portfolio
– Set financial goals and track progress
– Plan for retirement and college savings
– Access a high-interest cash account
– Get personalized financial advice
Pros: Robust investment features, high-interest cash account, tax-loss harvesting.
Cons: Fees can be higher compared to some competitors, limited customer support.

6. Vanguard Personal Advisor Services
Summary: Vanguard Personal Advisor Services offers a combination of automated investing and access to human financial advisors for personalized advice.
Pricing: Annual advisory fee of 0.30% to 0.50% of assets under management.
Five Things You Can Do:
– Create and manage an investment portfolio
– Receive personalized advice from human advisors
– Plan for retirement and set savings goals
– Access a wide range of low-cost Vanguard funds
– Track your investment performance
Pros: Access to human advisors, low-cost investment options, retirement planning features.
Cons: Higher minimum investment requirement, limited non-Vanguard investment options.

7. Charles Schwab Intelligent Portfolios
Summary: Charles Schwab Intelligent Portfolios is a robo-advisor platform that offers automated investing, financial planning tools, and access to human advisors.
Pricing: No advisory fees, but underlying fund expenses apply.
Five Things You Can Do:
– Set up and manage an investment portfolio
– Receive automated rebalancing and tax-loss harvesting
– Access financial planning tools and calculators
– Speak with human advisors for personalized guidance
– Access a range of low-cost ETFs
Pros: No advisory fees, access to human advisors, low-cost ETFs.
Cons: Limited customization options for portfolios, underlying fund expenses.

8. Fidelity Planning & Guidance Center
Summary: Fidelity Planning & Guidance Center provides a suite of tools and resources for financial planning, retirement planning, and investment management.
Pricing: Free to use, but fees apply for investment products and advisory services.
Five Things You Can Do:
– Create and manage a personalized financial plan
– Plan for retirement and set savings goals
– Access educational resources and webinars
– Monitor and rebalance your investment portfolio
– Explore Fidelity’s range of investment products
Pros: Comprehensive planning tools, educational resources, wide range of investment products.
Cons: Fees may apply for certain features and services, user interface can be overwhelming.

9. E*TRADE Adaptive Portfolio
Summary: E*TRADE Adaptive Portfolio is a robo-advisor platform that offers automated investing and personalized advice.
Pricing: Annual advisory fee of 0.30% to 0.65% of assets under management.
Five Things You Can Do:
– Set up and manage an investment portfolio
– Receive automated rebalancing and tax-loss harvesting
– Plan for retirement and set savings goals
– Access personalized investment advice
– Monitor your investment performance
Pros: Access to personalized advice, automated portfolio management, retirement planning features.
Cons: Higher fees compared to some competitors, limited investment options.

10. SoFi Invest
Summary: SoFi Invest is an online investment platform that offers commission-free trading, automated investing, and a range of financial products.
Pricing: No advisory fees for automated investing, transaction fees may apply for certain investments.
Five Things You Can Do:
– Trade stocks, ETFs, and cryptocurrencies commission-free
– Set up automated investments and recurring contributions
– Access a range of investment portfolios based on risk tolerance
– Participate in IPOs and fractional share investing
– Explore other financial products like loans and insurance
Pros: Commission-free trading, automated investing features, access to other financial products.
Cons: Limited investment options compared to some competitors, may push other SoFi products.

Please note that pricing and features are subject to change, so it’s always a good idea to visit the websites directly for the most up-to-date information.